Financial Conditioning
Simon Karmarkar delves into inspiring stories and advice on achieving financial freedom. Get actionable tips, motivational stories, and insightful discussions that will empower you to take control of your financial future and get financially conditioned.
Is college worth it? Simon's take on real estate and avoiding impulse buying
Simon Karmarkar discusses the changing narrative around college education, evaluates its worth, and explores paying for it without student loans. He examines impulse buying, offers tips to avoid it, emphasizes personal finance ratios, and shares his real estate investment experiences.
Key Points
- College may not always be worth the investment, especially considering the rising costs and diminishing returns in some career fields.
- Impulse buying can significantly derail your financial goals, but strategies like budgeting, waiting before purchases, and avoiding emotional spending can help curb this habit.
- Personal finance ratios such as savings ratio, debt-to-income ratio, and emergency fund ratio are essential tools for assessing and improving your financial health.
Chapters
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Transcript
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